This offer is for an unsecured, closed-end personal loan by a participating lender referred by American One Financial or a lending partner. Loan amounts and loan terms may vary depending upon borrower's creditworthiness, verification of credit, and other criteria. Loan amounts range from $1,000 to $100,000 and interest rates range from 4.99% to 34.5%. Not all consumers who apply will qualify for the maximum loan amount or the lowest interest rate, which are not available through all participating lenders and generally require excellent credit.
Important Information and Terms and Conditions for This Offer from American One Financial may be unable to extend credit if, after you respond to this offer, the lender determines that you no longer meet the criteria used to select you for this offer. This offer may be accepted only by the person identified in this letter. American One Financial may request verification of income and employment from your employer(s), and your credit report to verify your credit and identity. Upon request, you will be informed of the name and address of the credit bureau furnishing such report. Self-employed or commissioned applicants may be asked for the past two years of income tax filings. Alimony, child support or separate maintenance income need not be disclosed if you do not wish us to consider it as a basis for repayment. If your response is received after the expiration date, or if the name and address on this offer differ from the information you provide to us, we will treat your response as an application for credit that was not prescreened. Duplicate offers and acceptances are void. This service and qualified participating lenders are not available in all states. After your response to this offer has been forwarded to a participating lender, any questions or concerns should be directed to the participating lender. Participating lenders may perform additional credit checks with consumer reporting agencies or other third-parties. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited.
Loans are not available in all states. Interest rates may vary. Loan terms range from 24-60 months. Interest rates range from 4.99% to 34.5% (10.18% and 37.36% APR). A loan origination Fee of 1.99%-4.99% of the loan amount may apply where permitted by law. There is no down payment and there is never a pre-payment penalty.
